Tokenized gold collateral
Gold Margin Cushion
Arch Lending began taking PAXG and XAUT as collateral on September 1, with up to 75% initial LTV on 12-month fixed terms. A high LTV looks cheap until gold dips 12%. Drag the sliders and see how much room you actually keep.
Your loan
Editable starting price. Set it to today's live quote.
Stress the price
Illustrative rules: margin call at 85% LTV, forced sale at 90%. Not Arch's published terms.
Loan (USD)
Margin call price
Forced sale price
Drop before margin call
Live LTV against gold price
Same gold, three loan sizes (click one to load it)
Sources: Arch Lending press release, Sept 1, 2026 (75% initial LTV, 12-month fixed, Anchorage custody). Thresholds here are assumptions for illustration. Our take: borrowing at the cap on a metal that moved 2% in a day in February leaves no room for a bad week.